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After proving to my bank that repaying capital and intrest on my loan would bankrupt me in 6 months they backed down and kept me on intrest and capital for the next year until I sort my finances out - but it was hard work so keep fighting the fight.
I asked my bank to restructure a loan term to reduce my monthly payments, so they offered to increase the term by 1 year and increase the interest rate 3 fold so if I accept I will end up paying twice what I am now- Thanks a mill
Horror Blog If you have had a bad experiance with a Bank over the past year please let us know and we will share it with other like minded people.